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Tony's deal / by Kovats, Moira,author.(CARDINAL)879803; Kovats, Moira.Tony's deal.; Kovats, Moira.Tony's deal.Spanish.(CARDINAL)879802;
"Tony, a plumber, and a potential customer make a deal. If the customer pays cash, Tony will reduce the cost of the plumbing job, and there will be paper trail of the transaction. Tony's wife is not happy, and she worries that the taxman will find out. Tony has to decide what to do."--
Subjects: Readers (Publications); Libros de lectura.; Textbooks.; English language; Readers for new literates.; Readers; Readers; Reading comprehension.; Reading (Adult education); Inglés; Inglés; Comprensión de la lectura.; Libros de lectura para neolectores.; Lectura (Educación de adultos); Libros de lectura;
Available copies: 1 / Total copies: 1
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Credit where it's due : development banking for communities / by Parzen, Julia.(CARDINAL)187531; Kieschnick, Michael.(CARDINAL)146800;
Includes bibliographical references and index.Capital-market failures -- Effective development banks -- Planning and evaluation -- Models that serve development -- Sustainability -- Managing the risk -- Minimizing the costs of operations -- Capital ins and outs -- The future of development banking.Analyzing the field of community development banking, Parzen and Kieschnick explain how financial institutions can serve the economic development needs of communities in which they operate without sacrificing prudent banking practices. Relying on firsthand knowledge, the authors show why development banks are worthy of the attention of community development activists, financial institutions that want to improve their performance, and policymakers trying to fix the financial system.Addressing the process by which those banks establish goals, the authors focus on how they come to terms with conflicts between serving their markets and surviving. Discussing various models adopted by development banks, they examine the feasibility of self-sufficiency and the management of risk, capital, and transaction costs, among other issues. They conclude by offering a plan for achieving the full economic development potential of development banking, including specific steps for development bankers, mainstream financial institutions, government agencies, and foundations.Recent growth in private funding of community development has helped a new breed of financial institution to emerge. The growth and proliferation of these development banks can be the catalyst for a new financial system that more actively promotes community economic development. The authors describe the successes of a number of community development banks, such as South Shore Bank in Chicago, Northern Community Investment Corporation in Vermont, and Self-Help Credit Union in North Carolina. After describing the role of capital in community development, Parzen and Kieschnick present evidence that interventions in financial markets are required to promote such development. They explore the factors that contribute to or limit development bank effectiveness.
Subjects: Development banks; Community development;
Available copies: 1 / Total copies: 1
On-line resources: Suggest title for digitization;
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Business strategy : managing uncertainty, opportunity, and enterprise / by Spender, J.-C.,author.(CARDINAL)877291;
Includes bibliographical references (pages 296-303) and index.List of figures -- List of acronyms -- Introduction to strategic work, language, and value. Introduction ; What does "strategic" mean? ; Intention and context ; Data difficulties ; People-based difficulties ; Four paradigms of strategic work and talk ; Corporate strategy's beginnings ; Convergence of practitioner and academic inputs ; Methodological questions ; Consultants' inputs ; Academics' inputs ; Talk and communication ; Historical methods ; Profit and growth ; Summary -- Strategic analysis : consulting tools. On method ; Strengths, weaknesses, opportunities, and threats (SWOT) ; Learning and the experience curve ; Life cycle ; What is going on here? ; Break-even ; Porter's 5-force analysis and economic rents versus Chandler's "fit" approach ; Ansoff's strategy matrix ; BCG and some other matrices ; Organizational change ; Knowledge and k-flow ; Scenario planning ; Culture stakeholders ; Triple bottom line and the theory of sustainable society ; The balanced scorecard ; Goldratt's theory of constraints ; Summary -- Strategic analysis : academic models. On the academics' method and questions ; Value-chain and team production ; Principal-agent theory ; Transaction cost economics ; Horizontal and vertical integration ; Penrose on the growth of the firm ; Resource- and capabilities-based views ; Evolution and self-regulation ; Entrepreneurship theory ; Strategy-as-practice ; Summary -- Building language and the business model. On this chapter's method ; The strategic task ; Mise en place ; Data collection ; BM as language ; Exploring language ; BM as diagram ; Von Clausewitz's methodology ; Changing the BM ; Summary -- Persuading supporters. Talk ; OK, we have a strategy, now what? ; Communication ; Rhetoric ; Question theory ; Strategic change ; Summary -- The business strategist's world. Making management's knowledge ; Practical philosophizing, or how manages do not think like academics ; History and the private sector firm ; Technology ; Labor and work ; Management education ; Self-preparation ; Summary ; Concluding remarks -- Appendix A: on case-writing and teaching -- Appendix B: teaching from this book -- Appendix C: some strategy texts and their implicit theory -- Appendix D: further reading -- Index."Emphasizing that firms face uncertainties and unknowns (knowledge gaps) [the author] argues that the core of strategic thinking and processes rests on the organization's leaders developing newly imagined solutions to the opportunities that these uncertainties open up. Drawing on a wide range of ideas from strategy, economics, entrepreneurship and philosophy he stresses the importance of judgment in strategy, and argues that a key element of the entrepreneur and executive's task is to engage chosen uncertainties, develop a language to express and explain the firm's particular business model for dealing with these, and thus create innovation and value. At the same time he shows how the language the strategist creates to do this gives the firm identity and purpose, and communicates this to its members, stakeholders, and customers."--Jacket.
Subjects: Strategic planning.; Business planning.;
Available copies: 1 / Total copies: 1
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ETFs for the long run : what they are, how they work, and simple strategies for successful long-term investing / by Carrel, Lawrence,1963-(CARDINAL)491239;
Includes bibliographical references (pages 289-299) and index.
Subjects: Exchange traded funds.; Stock funds.;
Available copies: 1 / Total copies: 1
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Consumer protection law in a nutshell / by Pridgen, Dee,author.(CARDINAL)855882;
Includes bibliographical references and index.Ch. 1. Introduction to consumer protection law -- ch. 2. Public and private actions to regulate consumer markets -- ch. 3. Inducing consumer transactions: advertising and marketing -- ch. 4. Consumer privacy -- ch. 5. Credit reports, identity theft, and equal access to credit -- ch. 6. Credit disclosures: truth in lending overview and closed-end transactions -- ch. 7. Credit disclosures: open-end credit and real estate secured transactions -- ch. 8. Truth in lending enforcement and related statutes -- ch. 9. Regulating the cost of credit -- ch. 10. Holder in due course and warranties -- ch. 11. Default and debt collection -- ch. 12. Credit and debit cards and other modern consumer payments.
Subjects: Study guides.; Consumer protection; Consumer credit;
Available copies: 1 / Total copies: 1
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The North Carolina form book : containing all the most useful forms which occur in business transactions between man and man, as well as in official stations, together with the constitutions of North Carolina and of the United States, the act fixing the fees of clerks and sheriffs / by A member of the North Carolina bar.; North Carolina.; North Carolina.Constitution.;
Subjects: Forms (Law); Costs (Law);
Available copies: 2 / Total copies: 3
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Schaum's outline of theory and problems of bookkeeping and accounting / by Lerner, Joel J.,editor.(DLC)n 79133742 ; Gokarn, Rajul Yoganand,1952-editor.(DLC)n 89634279;
Subjects: Bookkeeping.; Accounting.;
Available copies: 0 / Total copies: 1
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The Irwin guide to using the Wall Street journal / by Lehmann, Michael B.(CARDINAL)728169;
Includes bibliographical references (pages 390-397) and index.Part I. The big picture: the economic climate and the investment outlook. Introduction -- The business cycle -- Stocks -- Output, efficiency, and costs -- Business capital expenditures -- Inventories -- The postwar business cycle: the role of consumer demand -- The Federal Reserve System: monetary policy and interest rates -- Federal fiscal policy -- U.S. international transactions -- Leading economic indicators -- Old economy and new economy: summary and prospect -- Part II. Your choice of investments. The stock market -- Commodities and precious metals -- Long-term interest rates -- Money-market investments.
Subjects: Wall Street journal.; Business cycles; Economic indicators; Investments;
Available copies: 2 / Total copies: 2
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Buy, hold, and sell! : the investment strategy that could save you from the next market crash / by Moraif, Ken,author.(CARDINAL)409372;
Machine generated contents note: Acknowledgments Introduction. One Bear Market Can Change Your Life Forever The Inspiration Behind this Book Section One. the Trouble with Buy-Hold: Why It's Dangerous to Your Financial Health Chapter One. Buy and Hold: A Bad Strategy for Anyone Over Fifty? Even the Best Investor... Buying into the Buy-Hold Myth Chapter Two. Sixty is the New Forty: What Does That Mean for Your Investments? How Long Will You Live? What Does a Long Life Mean For Retirement? The Longevity-Retirement-Investment Equation Chapter Three. The Bear and the Lake House Chapter Four. The Ten Most Important Years of Your Investing Life More Heavy Lifting The Eighth Wonder of the World? Reverse Compounding The Most Important Years of Your Investing Life Chapter Five. A Buy-Hold Disaster Story Chapter Six. You Know You're a Buy-Holder If...Wondering whether the buy-hold philosophy has a hold on you? Take this quiz and find out Chapter Seven. Why Does Buy-Hold Even Exist? Generational Amnesia The Rest of the Story The Rise of Mutual Funds The Best Coin Flipper in the World That Famous Scene in "The Deer Hunter" Chapter Eight. What Do Economists Say about Buy-Hold ? Check Out the Publication Date It's History, Not the Future Siegel Also Admitted... The Market's (and Investors') Irrational Exuberance The Emperor's New Clothes Valuations Schmaluations Who Should You Listen To? Chapter Nine. The Multimillion Dollar Argument for a Buy-Hold-SELL Strategy My Personal Experience with Buy-Hold The Birth of a Sell Strategy Avoiding the Market Crash of 2008 Section Two. The Buy-Hold Myths: The Advice That Could Ruin Your Retirement Chapter Ten. Buy-Hold Myth #1: The Market Always Comes Back Some Big Bad Bears Mini Myth: If You Just Study Past Market History... Mini-Myth: Time is Your Friend Homeland Security Mini-Myth: The Most Successful Investors Stay In For the Long Run We're Not Twenty-Five Anymore Where's the Contract? Chapter Eleven. Buy-Hold Myth #2: Don't Miss the 20 Best Trading Days A Pig in a Poke When Were the Best Days? Riding the Market During the Best Days The Worst Trading Days (So Far) Avoiding the Big Bad Bear Days Doing the Impossible He's in the Wrong Lane! Missing the Best and Worst Chapter Twelve. Buy-Hold Myth #3: Don't Be the Fool Who Sells at the Bottom Mini-Myth: You Don't Want to Miss the Rebound Mini-Myth: the Rebound is Equal to the Fall The Two Fools of Mayberry R.F.D. Chapter Thirteen. Buy-Hold Myth #4: Diversify Your Portfolio. That's All You Need to Do. Put Your Eggs in Different Baskets A Junk Drawer of Investments Diversification Isn't Enough Buying a Drill Chapter Fourteen. Buy-Hold Myth #5: You Won't Make Any Money If You Sell and Sit in Cash Cash Can Be Your Friend Bewitched by Zero That's Not All Security or Surfing? Chapter Fifteen. Buy-Hold Myth #6: You Haven't Lost Any Money Unless You... Shame, Shame, Shame Mini-Myth: Future Appreciation A Flat Out Lie Why They Don't Want You to Sell Why You Fear Selling Buying Stuff is Fun Live to Fight Another Day The Real Answer Chapter Sixteen: Bits and Pieces: More Buy-Hold Nonsense "Ten Years" Twaddle Can't We Just Use the P/E Ratio? A Word About Warren Section Three. Buy, Hold, SELL: An Introduction to Sell Strategies Chapter Seventeen. What's Beyond the Buy-Hold Myth? Not Market Timing Even If You Could... Trends and Tides Chapter Eighteen. The 200-Day Moving Average Strategy How to Calculate the 200-Day Moving Average The 200-Day Moving Average in Action Backed Up By History Returns and Risks Using the 200-day Moving Average Why This Strategy Works Why It Works Especially Well for Investors over 50 Chapter Nineteen. The Trailing Stop Loss Sell Strategy The Trailing Stop Loss Setting Your Stop Loss Point Stock Behavior Beta and Standard Deviation Take Tech Stocks, For Example Chapter Twenty. When You Should NOT Sell More Event-Driven Market Drops If You Can Point To A Specific Event... If There's More Than One Reason For A Drop... The 2008 Bear Use Your Sell Strategy, Unless... Chapter Twenty-One. Sell Strategy Pros and Cons False Alarms The Financial Tornado Warning Transaction Costs and Taxes A Cautionary Tale Put the Odds in Your Favor Don't Be the Hare Chapter Twenty-Two. More Reasons to Use a Sell Strategy Bonus Reasons to Have a Sell Strategy: #1 Bonus Reasons to Have a Sell Strategy: #2 Real Life by the Numbers Bonus Reasons to Have a Sell Strategy: #3 Chapter Twenty-Three. The Magic Number Strategy How Strong is Your House? Your Magic Number How Much Will You Need? Calculating Your Magic Number The Magic Number and The Musician Chapter Twenty-Four. The Rebalancing Strategy Reap the Rewards of a Rebalanced Portfolio Getting Off the Titanic Chapter Twenty-Five. Execute or Get Killed It Doesn't Matter Why You Sell... You Can't Climb the Pyramids A Giant Bowl of Spaghetti Remember New Orleans Chapter Twenty-Six. A Simple Action Plan Checklist Chapter Twenty-Seven. Armed with Knowledge P.S. -- What Do You Think Will Happen Next? Appendix About the Author Index ."Protect your retirement from the next big crash with a New Twist on the Old Investment Strategy. For years, advisors have recommended that investors take a "buy and hold" approach to the market, but people over fifty can't afford to rely on this strategy. Buy, Hold, & SELL! uncovers the myth of the "buy and hold" investment philosophy, and explains why it's dangerously incomplete. Written by Ken Moraif, one of Barron's top 100 Financial Advisors in the United States three years a row and who called the 2008 market crash in November of 2007, this book outlines an alternative strategy that better serves investors who are at retirement age. Written in easy-to-understand language and buoyed by Ken's trademark humor, this guide shoots down the myths that keep investors in risky markets, and arms readers with the knowledge, motivation, and strategies that may help them survive-and even thrive-during the inevitable next bear market.Too many retirees lost a large percentage of their investments during the market collapse of 2008 and spent years trying to regain their footing. During the collapse, many advisors told their clients to stay in the market. Ken did the opposite, advising his clients and listeners of his popular radio show "Money Matters" to get out of the market in November of 2007-before the economic meltdown. With this book, Ken shares his 26 years of experience to help investors prepare for the imminent bear market that could devastate their retirement plans.For those looking to build a sound financial plan for the long run, this book provides expert insight and solid advice with supporting charts, graphs, statistics, and anecdotes. Understand the buy-hold-SELL strategy Learn how to design a sell strategy to protect principal in the next bear market Find clear-cut information regarding retirement finances Discover the benefits of a diversified portfolio This book expands upon old advice to provide the most important part of the equation: a sell strategy designed to protect principal. The goal of Buy, Hold, & SELL! is not to make investors rich quick, but to help keep them from becoming poor"--
Subjects: Investments.; Retirement income; Investment analysis.;
Available copies: 3 / Total copies: 3
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ABA consumer guide to understanding & protecting your credit rights : a practical resource for maintaining good credit / by Edelman, Daniel A.,author.(CARDINAL)364273;
Your rights when borrowing money -- Understanding the terms and total cost of credit --Shopping for credit cards -- Negotiating a home mortgage loan -- Mortgage servicing -- Negotiating a car loan -- Obtaining a student loan -- Credit card rights -- Prepaid cards -- Debit cards and electronic fund transaction -- Student loan rights -- Other types of loans --Your rights as a debtor -- The collection industry : debt buyers vs. original creditors -- What to do if your are a defendant in a collection lawsuit -- Defenses to collection claims -- Dealing with collection calls -- Credit and spending : avoid common mistakes and borrowing responsibly -- Your rights with respect to credit reports -- Improving your credit score -- When to hire a lawyer to deal with a credit report problem -- The scope and nature of identity theft crime --Safegarding your information from identity theft -- What to do if you are a victim of identity theft.The vast majority of Americans obtain credit at some point in their lives. Over 75 percent of Americans have at least one credit card. Credit also includes home mortgages, car loans, and student loans. This book looks at the basic rights with respect to obtaining and protecting credit.
Subjects: Consumer credit; Consumer protection; Credit cards; Credit; Debit cards; Debtor and creditor;
Available copies: 2 / Total copies: 3
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