Search results for [Debtor and creditor] at NC Cardinal

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Solve your money troubles : strategies to get out of debt and stay that way / by Loftsgordon, Amy,author.(CARDINAL)403629; O'Neill, Cara(Lawyer),author,editor.(CARDINAL)627505;

How much do you owe? -- Create a budget and control spending -- Prioritizing your debts -- Finding money to pay your debts – Negotiating with your creditors -- What to expect when you can't pay your debts -- Reducing mortgage payments and dealing with foreclosure -- Dealing with debt collectors -- Understanding loan and other credit documents -- Student loans -- Lawsuits and collection of judgments -- Bankruptcy: the ultimate weapon -- Property creditors can't take -- Rebuilding your credit -- Choosing and managing your credit cards -- Help beyond this book.Newly revised and updated with the latest legal developments, this comprehensive guide for dealing with financial problems provides the essential information you need to manage your debt, deal with financial emergencies and formulate good practices for handling your money in the future.

Subjects: Handbooks and manuals.; Law for laypersons.; Credit; Debtor and creditor;

Available copies: 8 / Total copies: 13

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Solve your money troubles : debt, credit & bankruptcy / by Leonard, Robin.(CARDINAL)766442; Reiter, Margaret E.(CARDINAL)670035;

Includes bibliographical references and index.Secured and unsecured debts -- Figuring out how much you owe -- If you're married, divorced, or separated -- Debts you may not owe -- Prioritizing your debts -- Negotiating with your creditors -- Finding money to pay your debts -- The consequences of ignoring your debts -- When the debt collector calls -- Credit and debit cards -- Consumer loans -- Student loans -- Child support and alimony -- If you are sued -- Bankruptcy : the ultimate weapon -- Property you do- and don't-get to keep -- Rebuilding your credit -- Credit discrimination -- Help beyond the book.

Subjects: Debtor and creditor; Credit;

Available copies: 1 / Total copies: 1

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Solve your money troubles : strategies to get out of debt and stay that way / by Loftsgordon, Amy,author.(CARDINAL)403629; O'Neill, Cara(Lawyer),author.(CARDINAL)627505;

How much do you owe? -- If you're married, divorced, or separated -- Create a budget and control spending -- Prioritizing your debts -- Finding money to pay your debts -- Negotiating with your creditors -- What to expect when you can't pay your debts -- Reducing mortgage payments and dealing with foreclosure -- Dealing with debt collectors -- Understanding loan and other credit documents -- Students loans -- Child support and alimony -- Lawsuits and collection of judgments -- Bankruptcy: the ultimate weapon -- Property creditors can't take -- Rebuilding your credit -- Choosing and managing credit cards -- Help beyond this book."Learn how to stop: collection calls, wage garnishments, foreclosures & more." -- Publisher.

Subjects: Debtor and creditor; Credit;

Available copies: 7 / Total copies: 9

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Solve your money troubles : strategies to get out of debt and stay that way / by Loftsgordon, Amy,author.(CARDINAL)403629; O'Neill, Cara(Lawyer),author,editor.(CARDINAL)627505;

Includes glossary and index.How much do you owe? -- If you're married, divorced, or separated -- Create a budget and control spending -- Prioritizing your debts -- Finding money to pay your debts -- Negotiating with your creditors -- What to expect when you can't pay your debts -- Reducing mortgage payments and dealing with foreclosure -- Dealing with debt collectors -- Understanding loan and other credit documents -- Student loans -- Child support and alimony -- Lawsuits and collection of judgments -- Bankruptcy: the ultimate weapon -- Property creditors can't take -- Rebuilding your credit -- Choosing and managing credit cards -- Help beyond this book.Conquering overwhelming debt starts with understanding your options. Loftsgordon and O'Neill give you the tools you need to get your finances back on track. They provide up-to-date legal information, as well as sample creditor letters and budgeting worksheets. -- adapted from back cover

Subjects: Handbooks and manuals.; Law for laypersons.; Debtor and creditor; Credit;

Available copies: 13 / Total copies: 18

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Solve your money troubles : strategies to get out of debt and stay that way / by Loftsgordon, Amy,author.(CARDINAL)403629; O'Neill, Cara(Lawyer),author,editor.(CARDINAL)627505;

How much do you owe? -- If you're married, divorced, or separated -- Create a budget and control spending -- Prioritizing your debts -- Finding money to pay your debts -- Negotiating with your creditors -- What to expect when you can't pay your debts -- Reducing mortgage payments and dealing with foreclosure -- Dealing with debt collectors -- Understanding loan and other credit documents -- Student loans -- Child support and alimony -- Lawsuits and collection of judgments -- Bankruptcy: the ultimate weapon -- Property creditors can't take -- Rebuilding your credit -- Choosing and managing credit cards -- Help beyond this book."Learn how to stop: collection calls, wage garnishments, foreclosures & more"--Cover.Conquering overwhelming debt starts with understanding your options. Loftsgordon and O'Neill give you the tools you need to get your finances back on track. They provide up-to-date legal information, as well as sample creditor letters and budgeting worksheets. -- adapted from back cover

Subjects: Handbooks and manuals.; Law for laypersons.; Debtor and creditor; Credit;

Available copies: 16 / Total copies: 28

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Solve your money troubles / by Loftsgordon, Amy,author.(CARDINAL)403629; O'Neill, Cara(Lawyer),author,editor.(CARDINAL)627505;

How much do you owe? -- Create a budget and control spending -- Prioritizing your debts -- Finding money to pay your debts -- Negotiating with your creditors -- What to expect when you can't pay your debts -- Reducing mortgage payments and dealing with foreclosure -- Dealing with debt collectors -- Understanding loan and other credit documents -- Student loans -- Lawsuits and collection of judgments -- Bankruptcy: the ultimate weapon -- Property creditors can't take -- Rebuilding your credit -- Choosing and managing credit cards -- Help beyond this book."Struggling with debt? Find solutions here. Conquering overwhelming debt starts with understanding your options. Solve Your Money Troubles gives you the tools you need to get your finances back on track. Learn how to: stop debt collector harassment cold -- negotiate down your debt with creditors -- manage your student loan payments, and create a healthy financial plan that you can live with. Solve Your Money Troubles helps you handle the big issues, too. Find out how to stop a wage garnishment from leaving you penniless, get your car back after a repossession, and prevent foreclosure by applying for a loss mitigation program. You'll also learn how to respond to an action if you get sued and decide if it's time to wipe the slate clean by filing for bankruptcy."--Amazon.com.

Subjects: Law for laypersons.; Debtor and creditor; Credit;

Available copies: 8 / Total copies: 9

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Solve your money troubles : debt, credit & bankruptcy / by Leonard, Robin.(CARDINAL)766442; Reiter, Margaret.(CARDINAL)562513;

Includes bibliographical references and index."A comprehensive guide for those on the brink of financial crisis to manage finances and get debt under control. The 13th edition includes information on the Credit CARD Act and dealing with foreclosure"--Provided by publisher.How much do you owe? How much do your earn? ; How much do you owe? -- If you're married, divorced, or separated. Community property states ; Common law states -- Debts you may not owe. You are the victim of misrepresentation or other fraud ; The seller breached a warranty ; Your car is a lemon ; Home mortgage contracts ; You canceled a contract ; You received goods you didn't order ; You don't want goods on layaway ; Canceling automatic deduction payments ; You've been "slammed" by a phone company ; You've been "crammed" by a phone company -- Prioritizing your debts. Secured and unsecured debts ; High-priority debts ; Medium-priority debts ; Low-priority debts ; Review your worksheets -- Negotiating with your creditors. Communicate with your creditors ; Rent payments ; Mortgage payments ; Utility and telephone bills ; Car payments ; Secured loan payments ; Insurance payments ; Medical, legal, and other service bills ; Child support and alimony payments ; Income taxes ; Student loan payments ; Credit card payments ; Negotiating when the creditor has a judgment against you ; Pay off a debt for less than the full amount ; Don't write postdated checks ; Beware of the IRS if you settle a debt -- Finding money to pay your debts. Increase your income ; Get some of your tax refund early ; Sell a major asset ; Sell smaller items ; Cut your expenses ; Withdraw money from a tax-deferred account ; Apply for government and agency help ; Consider a home equity loan ; Use the equity in your home if you are 62 or older ; Borrow the money ; Get your tax refund fast ; What to avoid when you need money ; Avoid bank and credit union prepaid cards with advances -- What to expect when you can't pay your debts. Eviction ; Repossession ; Tying up property before a lawsuit ; Lawsuits ; Lawsuits against third parties who hold your assets ; Liens on your property ; Jail ; Bank setoff ; Intercepting your tax refund ; Loss of insurance coverage ; Loss of utility service -- Reducing mortgage payments and dealing with foreclosure. Foreclosure ; Overview of nonjudicial foreclosure ; Judicial foreclosures ; The sale ; Defenses to foreclosure ; Watch out for deficiency balances ; Alternatives to foreclosure ; Short-term informal payment plans ; Federal programs for homeowners facing possible foreclosure ; Mortgage workouts ; Refinancing ; Selling your house ; Short sales and deeds in lieu of foreclosure ; Other programs to help homeowners -- Dealing with debt collectors. Creditor or collection agency? ; Negotiating secure debts ; Before your debt is sent to a collection agency ; When your debt is sent to a collection agency ; Illegal debt collection practices ; How to fight back if a collection agency violates the law -- Choosing and managing credit cards. The credit CARD act ; Credit card traps ; Trouble paying your bill ; Using credit cards wisely ; Cards you didn't request ; Rejected and blocked cards ; Liability if your credit card is lost or stolen ; Unauthorized use of your card by an acquaintance ; To dispute a credit card bill ; Debit cards ; Prepaid debit cards -- Understanding loan and other credit documents. Required credit disclosures ; Terms of credit agreements -- Student loans. What kind of loan do you have? ; Figuring out who holds your student loan ; Canceling your loan ; Postponing payments ; Repaying student loans ; Getting out of default ; Filing for bankruptcy when you can't pay ; Consequences of ignoring student loan debt ; Where to go for help -- Child support and alimony. How child support is determined ; Modifying the amount of child support ; If paternity is disputed ; Enforcement of child support obligations ; Alimony ; Bankruptcy and child support or alimony debt ; Taxes, child support, and alimony -- If you are sued. How a lawsuit begins ; Negotiate ; Alternative dispute resolution ; Respond in court ; What to expect while the case is in court ; When the creditor gets a judgment against you ; Stopping judgment collection efforts -- Bankruptcy : the ultimate weapon. Kinds of bankruptcy ; Filing for bankruptcy stops your creditors ; Chapter 7 bankruptcy ; Chapter 13 bankruptcy ; Will bankruptcy solve your debt problems? -- Property creditors can't take. Property subject to collection ; Property subject to the bankruptcy court's authority ; Applying exemptions ; Is your property exempt? ; Turning nonexempt property into exempt property -- Rebuilding your credit. Avoid overspending ; Understand credit scores and credit reports ; Clean up your credit report ; Your credit score ; Build credit in your own name ; Ask creditors to consider your spouse's credit history ; Use existing or new credit cards ; open deposit accounts ; Work with local merchants ; Obtain a credit union or bank loan ; Avoid credit repair clinics -- Illegal credit discrimination. Basic protections ; Sex discrimination ; Marital status discrimination ; Sexual orientation discrimination ; Race discrimination ; National origin discrimination ; Age discrimination ; Postbankruptcy discrimination ; Your rights to notice regarding credit decisions ; If you are denied credit or offered expensive credit terms ; Lawsuits based on credit discrimination or notice violations -- Help beyond this book. Looking up the law ; Lawyers ; Debt and credit counseling agencies -- Appendixes. Federal agencies. Where to complain about credit discrimination ; Contact information for useful agencies, organizations, and other entities ; Federal and State exemption tables ; Worksheets. Monthly income ; Your debts ; Property checklist ; Property exemptions ; Daily expenses ; Monthly budget.

Subjects: Debtor and creditor; Credit;

Available copies: 2 / Total copies: 2

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Financial literacy basics : tips for paying back student loans / by Grey House Publishing, Inc.(CARDINAL)381300; Weiss Ratings, Inc.(CARDINAL)218623;

Includes bibliographical references.Title taken from title page.

Subjects: Handbooks and manuals.; Finance, Personal; Student loans.; Consumer credit.; Debtor and creditor.;

Available copies: 4 / Total copies: 5

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Record of foreclosures, 1927-1982 [microform] by Johnston County (N.C.).Register of Deeds.; North Carolina.Division of Archives and History.(CARDINAL)140910;

Reel C.056.48015: 1927-1928 -- Reel C.056.48016: 1929-1944 -- Reel C.056.48017: 1927-1982.

Subjects: Debtor and creditor; Foreclosure;

Available copies: 3 / Total copies: 3

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Your rights when you owe too much / by Nickel, Gudrun M.(CARDINAL)434735; Nickel, Gudrun M.Debtors' rights.;

Subjects: Debtor and creditor; Actions and defenses; Bankruptcy;

Available copies: 1 / Total copies: 1

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